.terms-root{min-height:calc(100vh - 64px);background:#FFFFFF;font-family:Arial,Helvetica,sans-serif;color:#0F1F3D}.terms-banner{background:linear-gradient(135deg,#0F1F3D,#4D1C3A 60%,#8B1A3A);padding:52px 24px 48px;text-align:center}.terms-banner-eyebrow{margin:0 0 12px;font-size:10px;font-weight:700;letter-spacing:.22em;text-transform:uppercase;color:#C4944A}.terms-banner-title{margin:0 0 12px;font-family:Playfair Display,Georgia,serif;font-size:clamp(30px,5vw,46px);font-weight:400;color:#F7F3E4;letter-spacing:.01em}.terms-banner-sub{margin:0;font-size:14px;color:rgba(247,243,228,.55);letter-spacing:.03em}.terms-content{max-width:760px;margin:0 auto;padding:48px 24px 80px}.terms-intro{font-size:15px;line-height:1.7;color:#333;margin:0 0 36px}.terms-group-heading{font-family:Playfair Display,Georgia,serif;font-size:15px;font-style:italic;color:#C4944A;margin:44px 0 4px;padding-top:20px;border-top:1px solid #e4dcc4}.terms-section{margin-bottom:32px}.terms-section h2{font-family:Playfair Display,Georgia,serif;font-size:20px;font-weight:500;color:#0F1F3D;margin:0 0 12px;padding-bottom:8px;border-bottom:1px solid #e4dcc4}.terms-section p{font-size:15px;line-height:1.7;color:#333;margin:0 0 12px}.terms-section ul{margin:0 0 12px;padding-left:22px}.terms-section li{font-size:15px;line-height:1.7;color:#333;margin-bottom:6px}.terms-section a{color:#C4944A;text-decoration:underline}.terms-section a:hover{color:#8B1A3A}